Today’s correspondent asks this hypothetical question;

Could a firefighter join a class action against an insurance company for emotional distress caused in fighting said fire at the centre of the class action?

The Carwoola Fire being the case in point.

The answer is yes, but with some limitations.  I have previously discussed how there is no ‘fireman’s rule’ in Australia and that injured rescuers can sue those that negligently cause the event that leads to their injuries; see:

It follows that if someone negligently started a bushfire and a firefighter was injured by that fire then he or she could sue the defendant (or in the case of the Carwoola fire, the insurer – see Bushfire class action continues even though defendant is in liquidation (August 18, 2019)).

The limitations that I imagine depend on the nature of the class action.  A class action is where a representative plaintiff brings the action on behalf of the class of people affected by the event.  In a bushfire the class of people may be those that suffer loss of property, or physical or psychiatric injury, or economic losses or some combination of those.  The idea is that if the court can determine for one plaintiff whether, say, the defendant was negligent then that resolves the issue for all the other plaintiffs.

The question that a firefighter would need to consider before joining a class action (as anyone does) is whether he or she is really a member of the class as defined.    A firefighter may have trouble fro example putting their PTSD down to one event so the issues of liability may not be the same and that may mean they are better off bringing their own action rather than joining the class action.  That is however true for anyone who is thinking of joining a class action.


A firefighter can sue a person that negligently causes the fire that in turn causes their injuries. There is nothing new in that.  It follows that if they are a member of the class as defined in a class action, a firefighter could join that class action regardless of whether the defendant is the actual person or entity that caused the fire or as in the case of the Carwoola class action, an insurance company that has been substituted for a defendant in liquidation.