Today’s question comes via the National Institute of First Aid Trainers ‘Ask an Expert’ page – see

The question is:

If someone acting as a first aider is sued or litigated against (and as long as they act within their training and their certificate is current) who pays any costs of court for instance?

Do HLTAID003 Certificate holders have any indemnity cover under their certificate/RTO, etc?

The answer is no, there is no insurance that comes with a first aid certificate.  If someone ‘acting as a first aider is sued or litigated against’ then they have to meet the costs unless they have insurance.  They may have insurance if they are acting in the course of their employment or are a member of an organisation that provides that sort of cover for its members, but insurance is not automatic. Nor is insurance required – see Insurance for first aiders (August 13, 2014).